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Mortgage Investments Starting at $5000

Talk to us about investing in CMI MIC Funds with annual target returns of 6-11%

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                  Mortgage Investing Made Easy

                  It is our mission to make mortgages a compelling alternative to traditional stock and bond assets in investment portfolios.

                  The CMI MIC Family of Funds provides a way for individuals and corporate investors to access Canadian real estate markets and take advantage of economies of scale not available to them as individuals. Investors pool their money by buying shares in a company called a Mortgage Investment Corporation (MIC). The MIC invests these funds in mortgages that generate a yield through interest rates and fees charged to the borrowers. This yield produces monthly cash flow for its investors.

                  Portfolios designed for a variety of investment objectives

                  The CMI MIC Funds are designed to meet the needs of investors across a broad range of investor profiles. Our portfolios invest primarily in first and second residential mortgages in traditionally strong, stable real estate markets across Canada.

                  Managed by a team of experienced mortgage and investment professionals, these funds are well-diversified across geographic regions, borrower and mortgage types, all of which are 100% secured by collateralized real estate. Overhead and carrying costs are kept to a minimum in order to lower fees and maximize returns for investors.

                  As the fund manager, CMI is focused on achieving consistent, appreciable returns for all three of our MICs through active and prudent investment management practices over the long term.

                  We offer three distinct MIC funds to meet the needs of investors.

                  High Yield Opportunity Fund
                  View Fact Sheet
                  Balanced Mortgage Fund
                  View Fact Sheet
                  Prime Mortgage
                  Fund
                  View Fact Sheet
                  Invests in
                  Primarily second mortgages
                  First and second mortgages
                  Primarily first mortgages to minimize volatility
                  Average Loan-to-Value (LTV) cap
                  85%
                  75%
                  65%
                  Investor Risk Profile
                  Aggressive
                  Moderate
                  Conservative
                  Target Annual Return
                  10 – 11%
                  8 – 9%
                  6 – 7%
                  Dividends Paid
                  Monthly
                  Monthly
                  Monthly
                  Registered Plan Eligible
                  Yes
                  Yes
                  Yes
                  Fund Codes
                  Series A
                  Series F

                  311
                  312

                  301
                  302

                  321
                  322

                  Management Fee
                  1%
                  1%
                  1%

                  FIXED

                  INTEREST RATES ALLOW FOR PREDICABLE CASH FLOW

                  INVEST

                  RRSP, RRIF, RESP, LIRA, TFSA

                  6-11%

                  TARGET ANNUAL RETURNS

                  DIVERSE

                  POOLING OF FUNDS WITH OTHER INVESTORS INTO MULTIPLE MORTGAGES

                  Why Invest With CMI

                  When you invest with CMI, you can rely on our extensive experience in the mortgage industry, which has historically produced consistent and appreciable returns through our prudent underwriting and due diligence processes. Our MIC funds emphasize capital preservation and diversification while targeting attractive, consistent returns over the long term.

                  Our experienced management team oversees each of our three MIC funds, managing all aspects of our operation from asset selection to administration and mortgage servicing. As a result of this careful monitoring, the CMI MIC Fund managers have a loan loss rate of less than 1% since inception.

                  Shares in our CMI MIC Funds are offered via registered securities dealers and issued contingent upon the investor qualifying. Minimum investment: $5,000. Investments can be made in cash or registered funds via a qualified trustee. CMI MIC Funds offer penalty free redemptions after 12 months, redemptions are processed quarterly with 30 days’ notice

                  CMI MIC Funds Targeting stable, consistent returns

                  Investors today face the tough challenge of navigating a volatile equity market and a historically low interest rate environment. To offset these obstacles, investors are increasingly exploring alternative investment options such as MICs, which capitalize on Canada’s attractive real estate market.

                  As regulated financial institutions continue to tighten mortgage lending guidelines and credit availability, the private lending market will increase in volume, as will the availability of quality mortgages for MICs.

                  CMI Mortgage Investments Program

                  Investors today face the tough challenge of navigating a volatile equity market and a historically low interest rate environment. To offset these obstacles, investors are increasingly exploring alternative investment options such as MICs, which capitalize on Canada’s attractive real estate market.

                  As regulated financial institutions continue to tighten mortgage lending guidelines and credit availability, the private lending market will increase in volume, as will the availability of quality mortgages for MICs.

                  Investors today face the tough challenge of navigating a volatile equity market and a historically low interest rate environment. To offset these obstacles, investors are increasingly exploring alternative investment options such as MICs, which capitalize on Canada’s attractive real estate market.

                  As regulated financial institutions continue to tighten mortgage lending guidelines and credit availability, the private lending market will increase in volume, as will the availability of quality mortgages for MICs.

                  Contact Us

                  Contact us for more information on our MIC funds or to book an appointment with one of our
                  Investment Professionals.

                    Thanks for contacting us! We will get in touch with you shortly.

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