Invest with Confidence

The Cmi Mortgage Investment Corporation

The CMI MIC is an Ontario based corporation funding mortgages in urban centers across Canada providing investors with access to a pool of well analyzed and diversified mortgage with an annual target return
of 8-9%% net.

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Investors
The CMI MIC provides a way for individuals and corporate investors to access Canadian real estate markets and take advantage of economies of scale not available to them as individuals.
Partners
Broker and referral partners can diversify their client’s portfolio by adding a fixed income product secured by Canadian real estate while achieving strong returns and doing so with less volatility.
Borrowers
We provide mortgages where traditional banks and other conventional mortgage companies cannot. Reach out to us to see how we can work together.
Multiple options to invest including no-fee-self-directed RRSP-RRIF and TFSA accounts.

The CMI MIC focuses on markets with strong growth fundamentals. By investing in the CMI MIC, you’ll be capturing market segments that are not filled by traditional banks and investment products.

With stability and capital preservation making up the primary pillar of our investment strategy followed by a steady yield, it is time to look at mortgage-based funds as a low-risk investment that provides the return traditional fixed-income products typically cannot.

 

YOUR INVESTMENT IS IN GOOD HANDS


DIVERSIFICATION

One of the ways we protect our clients' bottom line is through continued geographic diversification. Having provided mortgages across Canada for decades, CMI has extensive market knowledge and access to a diverse network of brokers spanning the country to generate opportunities not otherwise accessible by other funds.

NETWORK
Our established and growing network of mortgage partners has allowed us to build a steady stream of qualified mortgage opportunities. Having a strong deal flow ensure the portfolio not only grows but also provides a wider selection pool.

FUNDS UNDER MANAGEMENT

At CMI, we believe that due diligence is both an art and a science. We spend a considerable amount of time identifying investment opportunities that meet our rigorous standards while striking a balance between maximizing return and hedging risk.

GROWTH TREND
As a mortgage brokerage and lender of second mortgages, we have access to a large pool of quality mortgages that naturally feed into the MIC division of CMI.
Mortgage TypeAvg. Interest RateAvg. LTV% of Total Loans
Blanket10.49%56%19.7%
First9.16%66%19.7%
Second10.87%73%67.2%
Third11.49%68%3.3%
Grand Total10.52%70%100.0%

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Industry Insider

Current Trends

We study the numbers behind market movements and aim to analyze its key indicators before the market moves in a particular direction. Assessing indicators like building permits, housing starts, office vacancy rates and many others help us determine which areas have the greatest potential for your investment.

25th Sep, 2018
Victoria Housing Market Review
Victoria is the capital of British Columbia and is a community of choice for many individuals. One of the many reasons is the economic opportunities the city provides. Consequently, its housing market has experienced a notable increase in demand, although overall sales performance has declined due to rising home prices. In a recent report byRead More
25th Sep, 2018
Vancouver Housing Market Review
Vancouver, the largest city in British Columbia, is one of the best places to live in Canada and, arguably, in the world. Unsurprisingly, the city of Vancouver has had exceptional growth over the years, though the economy and its growth has cooled down. The city’s housing market, in particular, is expected to boom. Housing pricesRead More
25th Sep, 2018
Toronto Housing Market Review
Toronto, Canada’s financial capital, is considered to be an international center for business and finance, and its robust economy has positively driven the booming housing market. However, this city is not without its own housing-related troubles as investing here is tougher compared to other cities. According to the Toronto Real Estate Board, sales in FebruaryRead More
25th Sep, 2018
Ottawa Housing Market Review
In Ottawa, the capital of Canada, the 2016 municipal census recorded that 254,470 residents have their own homes. More than 128,000 residents are renting, and almost 58,000 are opting to live in condominiums. Forecasts on the city’s housing market in 2017 predicted increases in housing starts for single detached homes and multiplexes. However, the housingRead More
25th Sep, 2018
Niagara Housing Market Review
The city of Niagara Falls, situated in the regional municipality of Niagara, southeastern Ontario in Canada, is currently experiencing a decline in housing sales performance due to higher sales prices and higher mortgage rates. Among Niagara residents, single detached houses are highly preferred for home ownership. Of the total 35,775 dwellings, 67% are single-detached housesRead More
25th Sep, 2018
Kitchener / Waterloo / Cambridge Housing Market Review
Kitchener, and Waterloo and Cambridge (KWC), Southern Ontario’s Tri-City, is dubbed as “Canada’s Silicon Valley” for being the home of various information technology companies. But now, the three cities are also slowly making their mark in the housing industry even though the performance of their housing market is not as robust as the other activeRead More
25th Sep, 2018
Calgary Housing Market Review
Calgary, the third largest municipality in Canada, continues to be a competitive alternate to Toronto and Vancouver among real estate buyers and investors. Buyers are witnessing economic development in the city as there is easier access to real estate projects and higher cap rates. For example, as of the third quarter of 2017, cap ratesRead More
24th Sep, 2018
Edmonton Housing Market: The 2018 Investor Research Report
Edmonton, the capital of Alberta, is experiencing improvements in its overall economic condition, which is expected to impact the city’s housing market in 2018. According to the municipal census, many of the residents prefer to dwell in single-detached houses (201,463 residents) and four-story apartments or condos (93,108 residents). Moreover, 36,214 residents prefer to live inRead More
24th Sep, 2018
Hamilton Housing Market Review
The housing market in the City of Hamilton, also known as the “Steel Capital of Canada,” is approaching vulnerable levels in 2018. This is fueled by price increases, overvaluation of properties, and low housing demand. Comparing the data from January 2018 and data from the same month last year, house prices increased for residential andRead More
24th Sep, 2018
The Importance of Alternative Investments to Canadians
What Are Alternative Investments? Offering different values and rate of returns, alternative investments are complex non-traditional investment assets that do not fall under stocks, bonds, and cash. They can be in the form of tangible assets such as equity, real estate, hedge funds, and financial derivatives, or personal possessions like precious metals, antiques, wines, coins,Read More

Market Research
Our clients enjoy the benefits of our extensive market research including market coverage of ten major cities across Canada. We share our careful due diligence and market assessments with them on a regular basis.

"I have been a client with CMI for a number of years and, in actuality, it feels like a partnership. As soon as the opportunity came available to invest in the CMI MIC, I didn't hesitate. This investment has been sound and has delivered better than anticipated. Each month I receive an electronic detailed report outlining the investment yield. I know that the CMI professionals are knowledgeable, approachable and available. Investing with CMI has been a very positive experience and I would not hesitate to recommend them to fellow investors". Chris - Investor
All Rights Reserved CMI Mortgage Investment Corporation Inc. 2018
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