Invest with Confidence

The Cmi Mortgage Investment Corporation

CMI MIC Funds, a suite of mortgage investment corporations, funds mortgages in urban centres across Canada, providing investors with access to a pool of residential mortgages delivering targeted annual yields ranging from 6-11%.

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Investors
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The CMI MIC Funds provides a way for individuals and corporate investors to access Canadian real estate markets and take advantage of economies of scale not available to them as individuals.
Partners
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Broker and referral partners can diversify their client’s portfolio by adding a fixed income product secured by Canadian real estate while achieving strong returns and doing so with an experienced management team.
Borrowers
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We provide mortgages where traditional banks and other conventional mortgage companies cannot. Reach out to us to see how we can work together.
There are multiple ways to invest including: Cash, RRSP/RRIF, and TFSA accounts.

The CMI MIC Funds focus on selecting mortgages that have undergone strict due diligence. The CMI MIC Funds are managed by a team of experienced lending professionals that ensures every mortgage purchased is underwritten to maximize safety and continued performance for our investors. With stability and capital preservation making up the primary pillar of our investment strategy followed by a steady yield, it is time to look at mortgage-based funds as an alternative income producing investment that provides diversification that traditional fixed-income products typically cannot.  

YOUR INVESTMENT IS IN GOOD HANDS


DIVERSIFICATION

One of the ways we work to protect our clients' bottom line is through continued geographic diversification. Having provided mortgages across Canada for over a decade, The CMI MIC Funds are managed by a team that has extensive market knowledge and access to a diverse network of brokers spanning the country to generate opportunities not necessarily accessible by other funds.

NETWORK
Our established and growing network of mortgage partners has allowed us to build a steady stream of qualified mortgage opportunities. Having a strong deal flow ensure the portfolio not only grows but also provides a wider selection pool.

FUNDS UNDER MANAGEMENT

At CMI, we believe that due diligence is both an art and a science. We spend a considerable amount of time identifying investment opportunities that meet our rigorous standards while striking a balance between maximizing return and hedging risk.

GROWTH TREND
As a mortgage brokerage and lender of second mortgages, we have access to a large pool of quality mortgages that naturally feed into the MIC division of CMI.

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Industry Insider

Current Trends

We study the numbers behind market movements and aim to analyze its key indicators before the market moves in a particular direction. Assessing indicators like building permits, housing starts, office vacancy rates and many others help us determine which areas have the greatest potential for your investment.

06th May, 2022
CMI State of the Market: Housing Becomes Major Theme in 2022 Federal Budget
Canada’s housing market cooled at the end of the first quarter, as supply constraints weighed on sales activity and contributed to another uptick in home values. Meanwhile, the federal government announced several supply-boosting initiatives in its 2022 budget to help alleviate shortages across the country.   Home Sales Decline in March: CREA National home salesRead More
21st Mar, 2022
CMI State of the Market: Home Sales Rise in February as More Listings Hit the Market
Canadian home sales rose at a brisk pace in February, as more homeowners listed their properties for sale ahead of the busier spring season. The Bank of Canada’s decision to start raising interest rates could have a material impact on mortgage costs in the near term, which could prompt more buyers and sellers into theRead More
21st Feb, 2022
CMI State of the Market: Home Prices Continue to Surge at the Start of 2022
CMI State of the Market: Home Prices Continue to Surge at the Start of 2022 Canadian home sales edged up slightly in January, as a dearth of available supply limited real estate transactions at the start of the year. Supply constraints also helped push prices to their highest level on record, further eroding affordability atRead More
26th Jan, 2022
Four simple steps to start saving for retirement
Saving for retirement can be daunting, especially when you’re young and retirement seems a long way away.  But getting started doesn’t need to be difficult or complicated – it just requires a little planning and a steady commitment. Follow these simple tips to get started today. Define your retirement goals Take a moment to pictureRead More
16th Dec, 2021
CMI’s State of the Market: Canada’s Housing Market Heats Up Again as Prices Accelerate
November was another active month for Canadian real estate, as home sales rose across the country and property values continued to accelerate. While the number of newly listed properties rose in November, a dearth of supply is likely to keep prices trekking higher in the short to intermediate term. Home Sales Edge Up in November:Read More
23rd Nov, 2021
CMI’s State of the Market: Home Sales Surge in October as 2021 Marks Another Record-Breaking Year
Canada’s residential housing market registered a large uptick in October, as sales and property values continued to rise amid a dearth of available supply. Although the number of newly listed properties increased from September, the supply of homes for sale remains at a historic low. Home Sales Rise in October: CREA National home sales increasedRead More
02nd Nov, 2021
How CMI Gives Back
For nearly two decades, CMI Financial Group (CMI) has been fortunate to serve the community as a trusted non-bank financial services provider. Along the way, we’ve supported dozens of organizations whose mandates align with our vision for corporate, environmental and social responsibility. Philanthropy has always been an important pillar of CMI’s corporate culture, with CEORead More
22nd Oct, 2021
CMI’s State of the Market – Home Sales, Prices Rise in September as Supply Shortage Intensifies
Canadian home sales rebounded in September as prices continued to rise due to underlying supply constraints and elevated demand for residential properties. Meanwhile, the Canadian economy is showing mixed signals according to the latest data, as the lingering effects of COVID-19 restrictions continue to reverberate. Home Sales Rise for the First Time in Six MonthsRead More
30th Sep, 2021
Top 5 Things a MIC Should Being Doing for You
As an investor, gaining exposure to the residential real estate market no longer means having to acquire property or become a landlord. It doesn’t require carrying an illiquid asset during turbulent market cycles or worrying about high overhead costs. With private mortgages, investors can gain direct exposure to residential real estate without the hassle ofRead More
23rd Sep, 2021
CMI Financial Group places 178th on The Globe and Mail’s annual ranking of Canada’s Top Growing Companies
TORONTO, ON, September 24, 2021 – CMI Financial Group (CMI), Canada’s premier private mortgage lender, is pleased to announce it placed 178th on the 2021 Report on Business ranking of Canada’s Top Growing Companies, as published by The Globe and Mail. With a reputation for transparency and integrity, CMI provides borrowers with access to non-bankRead More

Market Research Our clients enjoy the benefits of our extensive market research including market coverage of ten major cities across Canada. We share our careful due diligence and market assessments with them on a regular basis.

"I have been a client with CMI for a number of years and, in actuality, it feels like a partnership. As soon as the opportunity came available to invest in CMI MIC Funds, I didn't hesitate. This investment has been sound and has delivered better than anticipated. Each month I receive an electronic detailed report outlining the investment yield. I know that the CMI professionals are knowledgeable, approachable and available. Investing with CMI has been a very positive experience and I would not hesitate to recommend them to fellow investors". Chris - Investor
All Rights Reserved CMI Mortgage Investment Corporation Inc.

This website is to be used for information purposes only and is not intended to provide any financial, legal, accounting, or tax advice. No securities regulatory authority has assessed the merits of these securities or the information contained on this website. This website provides a summary of information provided to interested parties, and does not constitute an offering to sell or the solicitation of offers to purchase the transactions. The information contained on the website was obtained from sources that the CMI Group of Companies believes to be reliable, but it does not guarantee the accuracy or completeness of such information. Potential investors should conduct their own due-diligence before investing.
Please direct all inquiries to investors@cmimic.ca. This website contains certain statements that may be forward-looking statements. All statements on this website other than statements of historical fact, that address events or developments that Canadian Mortgages Inc. expects to occur, are forward looking statements. Forward looking statements are statements that are not historical facts and may be identified by the words “expects”, “plans”, “anticipates”, “believes”, “intends”, “estimates”, “projects”, “potential” and similar expressions, or that events or conditions “will”, “would”, “may”, “could” or “should” occur. Please see the offering memorandum for a complete description of the risks associated with investing into the CMI MIC. Prospective investors should consult their own council and seek advice from a registered financial advisor before making an investment decision.
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